Cash to invest. Tell me where

[jdk]

I want to expand my investment portfolio and invest a little cash on hand in something other than domains if I have to. I am looking for something secure with low risk.

I want to start low, say with $5k-$10. I looked at CD's and Savings Bonds, but I want to try and do better than 4% per year. Maybe invest for 6 months to 12 months.

Any suggestions? :?:

 

[theinvestor]

Check out some ETF's ...there are some nice ones out there.

 

[Tia Wood]

What?! 4% for Savings or CDs are GOOD right now....At least compared to where I live.

- Real Estate is a good one right now if you don't mind the headaches/extra loops.

- I would really encourage you, especially with the current economy, to NOT invest in domains at this time for the sake of diversifying.

That's about all I have. I am no investing expert but that's what I would do with it.

 

[Dale Hubbard]

If you can't do better with .uk drops than 4% per week I'd eat my hat

 

[Adapt Web]

ETF's in commodities like gold, oil, corn, sugar, etc.

if you're self employed look into a SEP-IRA, good way to tuck money away for your retirement tax free until you start dipping into it.. you can put upto 25% of your net profit into a SEP-IRA tax free up to $46,000 per year..

example.. you gross 100k, after 20k of expenses, your net profit is 80k.. you can put up to 25% or 20k into a SEP-IRA, and only be taxed on the remaining 60k. this is completely legal and is a great way for a self employed person to plan for retirement without a corporate 401k.

 

[DomainLobe]

Short oil.

 

[DomainMagnate]

real estate, stocks

 

[DNCredit.com]

I think we're in a unique economic environment where we're experiencing inflationary and recessionary pressures in equal measure - ie. stagflation, inflation or recession/unemployment.

If you're looking to preserve capital then the standard 'diversification' suggestion would be appropriate. But as per the article, whatever the underlying asset class, don't assume capital risk for the sake of chasing an extra percent or two in yield.

I am looking for something secure with low risk... I looked at CD's and Savings Bonds, but I want to try and do better than 4% per year. Maybe invest for 6 months to 12 months.

 

[Johnn]

Why take a chance on something else.
Buy 3 Letter .net or .com -You sure will get more than 10% and can easily sell when you need money.

 

[jdk]

I appreciate all the comments. I may invest as I always do in domains, but was looking for something else. I may also try and go with something more riskier.

I'm still weighing my options and looking over all the current suggestions. If anyone else has any comments feel free to post them.

Thanks all

 

[thevirtual]

Generic domains will always be a good investment.

Also Web development, Website investing.

 

[DNP]

17 Commodity ETFs to Hedge Your Portfolio

Generic domains will always be a good investment.

Also Web development, Website investing.

indeed.

 

[tonyfloyd]

but was looking for something else. I may also try and go with something more riskier.

now u talking.........Las Vegas........Craps....Roulette....BlackJack.........and you get FREE drinks!...

Let 'em roll!!!!

 

[godolphin]

Pure gold bars.

 

[DomainMagnate]

17 Commodity ETFs to Hedge Your Portfolio

Interesting article, thanks for the link

 

[DNP]

Pure gold bars.

Demand for gold is likely to heat up in the coming months, thanks to positive prices for the metal.

$900 an ounce mark is a psychological barrier to gold purchases, but this should change in the current climate.

In related news, a report from Forbes suggests that China may surpass South Africa again in 2008 to become the world's largest gold producer. China is also witnessing high demand from people wishing to buy gold thanks to the booming economy - in 2007 it was second only to India in terms of volume purchased.

Interesting article, thanks for the link

My pleasure, sir. More interesting analysis here.

 

[alanj878]

buy term or whole insurance on people in your family since insurance is a guaranteed investment sice we all know we are going to die.low risk right there. another thing you can do is go to a loaning site that auction off loans to people and loan money to people with exceptionally good credit since they have their credit checked. Really everything else is a waiste of time to me personally because 4% equals destruction by inflation which yields somewhere on the lines of 5%.only thing I would tell anyone else to invest in is business and internet stuff ,and realestate and isurance. If It doesnt fall in those quadrants you ware waisting your money

 

[hugegrowth]

Commodities would have been good if you had gotten in over a year ago. Now I don't know.

I'd look at stocks of big companies that have a lot of growth potential outside the US, and have been down or stable in the last year. Look at Microsoft, p/e about 16, tons of cash, and lots of potential growth in emerging countries.

Around 2000 and 2001 oil was at $12 a barrel, gold at $275/oz, that was the best time to buy. You have to look at what is cheap today that has chance to grow when the market turns. Birchcliff energy is a company that trades on the toronto exchange, they are an emerging natural gas company with lots of growth potential. trading around $12. a big investor, Seymour Schulich, says it has potential to be a $50 stock in three years. worth a look too.

 

[Stian]

Domains and real estate. Bank savings are for grannys.

 

[italiandragon]

I appreciate all the comments. I may invest as I always do in domains, but was looking for something else. I may also try and go with something more riskier.

I'm still weighing my options and looking over all the current suggestions. If anyone else has any comments feel free to post them.

Thanks all

Hello, I have been for many years a stockbroker and financial advisor.

Let`s make something clear: there is NO RISK FREE INVESTMENT, it simply does not exist.

The safer the investment is , the less return you get. That`s why BONDS offer you very little. But DON`T THINK for a second that by investing in BONDS you are risk free. Ask to the people who lost totally their money which was invested in Argentina`s Bonds, yes Bonds emitted by A COUNTRY, not a Company.

In today`s situacion, I won`t put my money in a financial investment.

Domains , some real-estate (not all and not everywhere) offer the best pros with less cons.

Other than that, I`d keep spare cash in a simple ING saving account which pays pretty well.



If instead you like to risk, there is something happening in Zimbabwe.


http://www.news.com.au/gallery/0,23607,5030717-5007150-3,00.html

This is the current exchange rate:

http://www.rbz.co.zw/currencyexc/Forex_30052008.asp


The Zimbabwean currency tumbled to a record 25 million dollars for a single US dollar in March.


I wonder if with a new government the current currency will lose totally its value or not.

There were similar cases in Kuwait and Iraq but this is not totally like those.

In Kuwait many investors got rich once the currency recovered while in Iraq the old currency was replaced by a new Iraq Dinar.

What could happen here?