well, after giving this more thought, you might want to target a bank that can give you a loan "in 24 hours". i.e. apply today, have the money tomorrow (or maybe just have approval in 24 hours, bit most banks will give you this in 10 mins - inprinciple of course). When i first saw this, i was thinking along the lines of being able to apply for a loan 24 hours a day.
Can i also suggest you target the US market and not the french market, as the US probably accounts for 70% of global internet business ( just a guess, don't quote me), therefore higher demand for domains that appeal to the US market.