You can only steal money that people DO NOT have in the bank. So if you bank your DNF$ you can't lose it. ;-)
I think it's kind of dumb to have on a business forum though. I currently have close to $10,000 (DNF$) which I believe ends up being about $50-100 bucks or so. So you are telling me I have a 49% chance of making at least $50 by only risking $50? Pretty good odds if you ask me. I'm not going to do that, but imagine if someone did and won. I think somebody would get VERY upset to lose that much DNF$... It just encourages hostility in the community and I agree that it's pointless, unless there is a rule that only DotComGod can be stolen from. ;-) He seems to have enough to cash out to like $30,000 USD last time I checked. :-D