My understanding was that PayPal is risky for the seller but not the buyer as the buyer can file a claim and get the money back after they have your domain.
I'm curious though if PayPal's policy is to refund the money even if the person has withdrawn it or washed it somehow.
I could go into all the mistakes you made here, but I already think you know what they are, So I wont try to make you feel any worse than you already do.
When somebody on this Forum tells you; "You have ZERO chance of getting your money back" BEFORE knowing or reviewing all the facts of your case, your dealing with outright "ignorance" A person who's incapable of giving you the correct advice.
I had a Merchant account for many years, I also had a number of Chargebacks from low lifes who wanted something for nothing, it' part of the territory of having a merchant account. These were VIRTUAL Chargebacks and back when they were happening, the rulings went against me, that's when I learned very quickly how to protect myself, I also learned how the crooks were getting away with it.
And like most here, I've dealt with Paypal, where I've purchased hundreds of non-virtual items, I've had about 2 dozen transactions go bad where the seller was negligent, Paypal ruled against me in almost every case, This came as surprise because now I was dealing with a 3rd party processor, which operates quite differently with regard to protecting the buyer, But the experience I had with Visa/Mastercard when I had that merchant account gave me an edge, I followed Paypal policy by filing the complaints expecting they would again decline it, and then I filed the Credit Card dispute against Paypal,... In every single case, I was able to recover my money, Not once was it charged back again to my Credit Card.
I realize your situation is different because it's a virtual item, Contrary to what DocCrum says, the charge CAN be reversed where it won't be charged to your card again, You just need to know how to go about it, What you do early in the transaction is very important, what you tell Paypal is important. My guess is you were truthful and sometimes being truthful can hurt your chances of recovery. Everything you tell Paypal is recorded and everything in your Credit Card dispute is recorded, Both of these need to match up, If it doesn't, the decision to reverse the charge is more likely to go against you.
I would like to know the following;
How much is the combined total of all 3 transactions?
Did you pay with ACH, a Credit Card or Debit/CCard?
What type of goods did you select when you sent the money?
What have you reported to Paypal so far?
Doc you are contradicting yourself!
Without his contradiction, DNF would lose one of it's biggest Hypocrites.
I highly doubt PayPal would allow a system where the scammers always win.
Sorry to say, but the scammers DO often win.. (not always, but often) Let me give you just one real life example of a non-virtual item;
I purchased a "New and Sealed bottle of perfume, D&G Light Blue, I had money in my Paypal account and when I paid for it, by default that money was used. I received the perfume and noticed the coloring was different, Opened it up and discovered it was watered down, I went to the sellers Feedback and found that everyone he sold perfume to during the same time period, complained about the same thing. I filed a Paypal dispute, what I received in return was a complete rejection of my claim, stating they don't protect against the condition of goods. Nice.
And since I paid with Paypal funds, I had NO recourse. So the Scammer won and I lost over $80
Learned a good lesson though, Always clean out your Paypal account before making a payment.
